Buying a home in BC considering closing costs, typically 2% to 4% of the property value. Closing costs can include, but aren't limited to:

Property Transfer Tax: A fee paid to transfer property title and ownership. For properties under $3 million, you'll pay the Property Transfer Tax, calculated as follows:

1% on the first $200,000
2% on the portion over $200,000 up to $2,000,000
3% on any amount over $2,000,000

For example, a $750,000 property incurs a total tax of $13,000($2,000+$11,000)

First-time homebuyers, those purchasing newly built homes, or transferring property between family members may qualify for exemptions or reductions in this tax.

Property Appraisal: Appraisal report might be required to confirm the accurate value of the property you're purchasing. Your lender may insist on using their approved appraisers.

Estimated cost: start at $350 and vary based on complexity.

Land Survey Certificate: Certificate displays the precise location of the house on the property, along with lot dimensions and boundaries.

Estimated cost: $500

Title insurance: Protects you and your lender from unexpected problems with the property's title, like liens, fraud.

Estimated cost: About $400

Legal costs: Your solicitor/lawyer will handle tasks like title searches, preparing mortgages.

Estimated cost: $1,200+, payable upon closing to your lawyer.

Property insurance: You must insure your home for at least its replacement cost against fire or major damage. The insurance policy must be in effect on closing day.

Estimated cost: Get a quote from your insurance agent.

Adjustment Fees: Any expenses the seller has prepaid for the property beyond the completion date, such as property taxes, utilities, strata fees ,etc. will be adjusted.

Estimated cost: May vary based on the seller's advance payments.